Stripe Isku-dhafka Hababka Ugu Wanaagsan: Hirgelinta Xalka Lacag-bixinta Waxtar leh

Xilligan casriga ah ee dijitaalka ah, doorashada nidaamyada lacag-bixinta ayaa ah mid aad muhiim u ah, gaar ahaan shirkadaha bilowga ah iyo ganacsiyada yaryar. Stripe oo ah madal lacag-bixineed oo hogaamineed, ayaa si weyn loogu soo dhoweeyay sababtoo ah fududeynteeda iyo API-keeda awoodda leh. Qoraalkan wuxuu bixin doonaa qaar ka mid ah hababka ugu wanaagsan ee isku-dhafka Stripe, si loo caawiyo horumariyeyaasha inay hirgeliyaan xalka lacag-bixinta waxtar leh.

1. Fahamka Aasaaska Stripe

Ka hor inta aan la bilaabin isku-dhafka Stripe, waa in la fahmaa aasaaska shaqooyinka iyo adeegyada ay bixiso. Stripe waxay u oggolaaneysaa isticmaaleyaasha inay sameeyaan waxyaabaha soo socda:

• Hagaajinta Lacag-bixinta Online: Taageerada kaararka deynta, kaararka bangiga, iyo noocyada kala duwan ee lacag-bixinta.
• Qandaraasyada Joogtada ah: Si fudud u maaree lacag-bixinta joogtada ah.
• Maareynta Faturada: Si otomaatig ah u abuur oo u dir faturada.
• Ogaanshaha Khayaanada: Qalabka ogaanshaha khayaanada ee ku dhex jira si loo ilaaliyo amniga macaamilka.

2. Abuurista Akoonka Stripe

Si aad u isticmaasho Stripe, marka hore waxaad u baahan tahay inaad abuurto akoon Stripe:

1. Booqo Stripe官网.
2. Guji "Start now", buuxi macluumaadka la xiriira si aad u diiwaangeliso akoon.
3. Xaqiiji emailkaaga oo dhameystir dejinta akoonka.

3. Helitaanka API Key

Marka la isku-dhafayo Stripe, waxaa loo baahan yahay API key, oo loo kala saaro midka tijaabada iyo midka wax-soo-saarka:

1. Gal dashboard-ka Stripe.
2. U soco qaybta "Horumarinta", dooro "API Key".
3. Nuqul ka samee "Publishable Key" iyo "Secret Key".

Fiiro gaar ah: Ha u soo bandhigin secret key-gaaga koodhka macmiilka.

4. Rakibida Stripe SDK

Stripe waxay bixisaa SDK luqado badan, sida Node.js, Python, Ruby, iwm. Halkan waxaa ku yaal sida loo rakibo Stripe SDK ee mashruuca Node.js:

npm install stripe

5. Hirgelinta Habka Lacag-bixinta Aasaasiga ah

Halkan waxaa ku yaal tusaale kood ah oo lagu hirgelinayo lacag-bixinta Stripe ee codsiga Node.js:

Abuurista Ujeedada Lacag-bixinta

Dhinaca dambe, abuur ujeedada lacag-bixinta (Payment Intent), taas oo ka caawin doonta in la maareeyo lacag-bixinta isticmaalaha.

const express = require('express');
const stripe = require('stripe')('your_secret_key');

const app = express();
app.use(express.json());

app.post('/create-payment-intent', async (req, res) => {
    const { amount, currency } = req.body;

    try {
        const paymentIntent = await stripe.paymentIntents.create({
            amount,
            currency,
        });
        res.json({ clientSecret: paymentIntent.client_secret });
    } catch (error) {
        res.status(500).send(error);
    }
});

Dhinaca Hore ee Maareynta Lacag-bixinta

Bogga hore, isticmaal maktabadda JavaScript ee Stripe si aad u maareyso lacag-bixinta.

Lacag-bixinta

    const stripe = Stripe('your_publishable_key'); // Bedelka furahaaga la daabacay
    const button = document.getElementById('checkout-button');

    button.addEventListener('click', () => {
        fetch('/create-payment-intent', {
            method: 'POST',
            headers: {
                'Content-Type': 'application/json'
            },
            body: JSON.stringify({ amount: 1000, currency: 'usd' }) // Tusaale ahaan $10.00
        })
        .then(response => response.json())
        .then(data => {
            return stripe.redirectToCheckout({
                sessionId: data.clientSecret
            });
        })
        .then(result => {
            if (result.error) {
                alert(result.error.message);
            }
        });
    });

6. Qandaraasyada Joogtada ah

Haddii aad u baahan tahay inaad maareyso qandaraasyada joogtada ah, Stripe waxay bixisaa qalab fudud si ay u taageeraan hawshan. Halkan waxaa ku yaal tillaabooyinka aasaasiga ah ee abuurista qandaraas:

Abuurista Alaabta iyo Qiimaha

Ku abuur dashboard-ka Stripe alaab iyo macluumaadka qiimaha la xiriira. Hubi in macluumaadka qiimaha loo dejiyo inuu noqdo mid joogto ah.

Abuurista Qandaraaska

Isticmaal koodhkan hoose si aad u abuurto qandaraas:

const subscription = await stripe.subscriptions.create({
    customer: 'cus_123', // Bedelka ID-ga isticmaalaha
    items: [{
        price: 'price_123', // Bedelka ID-ga qiimaha aad abuurtey
    }],
});

7. Maareynta Webhook

Si loo maareeyo dhacdooyinka sida guusha lacag-bixinta, guuldarada ama dib-u-celinta, isticmaalka Webhook waa habka ugu wanaagsan. Deji Webhook si aad u dhageysato dhacdooyinka gaarka ah:

1. Dashboard-ka Stripe, u soco "Webhook".
2. Ku dar URL, si aad u hesho ogeysiisyada dhacdooyinka.

Halkan waxaa ku yaal tusaale koodh ah oo aasaasi ah oo lagu maareynayo Webhook:

app.post('/webhook', express.raw({ type: 'application/json' }), (req, res) => {
    const sig = req.headers['stripe-signature'];
    
    let event;

    try {
        event = stripe.webhooks.constructEvent(req.body, sig, endpointSecret);
    } catch (err) {
        console.log(`Webhook Error: ${err.message}`);
        return res.status(400).send(`Webhook Error: ${err.message}`);
    }

    // Maareynta dhacdada
    if (event.type === 'payment_intent.succeeded') {
        const paymentIntent = event.data.object;
        console.log(`PaymentIntent ayaa guuleysatay!`);
    }

    res.json({ received: true });
});

8. Tijaabinta Habka Lacag-bixinta

Ka hor inta aan la daabicin codsigaaga deegaanka wax-soo-saar, had iyo jeer hubi inaad si qoto dheer u tijaabiso habka tijaabada ee Stripe. Isticmaal kaararka tijaabada ee Stripe si aad u sameyso lacag-bixinta.

9. Tixgelinta Amniga

• Ha u soo bandhigin secret key-gaaga dhinaca macmiilka.
• Hubi amniga xogta adoo isticmaalaya HTTPS.
• Fiiri hababka amniga ee ugu wanaagsan ee ay bixiso dukumintiyada Stripe.

10. Gabagabo

Stripe waxay siisaa horumariyeyaasha xalal awood leh oo lacag-bixineed, iyadoo la raacayo tillaabooyinkan iyo hababka ugu wanaagsan, si waxtar leh ayaa loo isku dari karaa nidaamka lacag-bixinta. Inta lagu jiro isku-dhafka, waa in si gaar ah loo fiiriyo amniga iyo waayo-aragnimada isticmaalaha, si loo kordhiyo heerka beddelka iyo qanacsanaanta macaamiisha. Waxaan rajeyneynaa in qoraalkan uu kaa caawin doono inaad si guul leh u dhammaystirto isku-dhafka iyo horumarinta Stripe.

Haddii aad u baahan tahay taageero farsamo oo qoto dheer iyo agab, fadlan booqo Dukumentiyada Rasmiga ah ee Stripe.